Tersia van Schalkwyk
Tersia van Schalkwyk is a Tax Consultant in our Tax & Exchange Control practice. She specialises in VAT in various industries including banking, insurance, stockbroking, manufacturing, mining, property, retail and telecommunications. With her extensive knowledge of the financial services industry, she is also assisting clients with VAT apportionment calculations.

About Tersia
About Tersia
Tersia's career as Tax Consultant span over many years, where she worked in the VAT Team at Deloitte, PwC, Edward Nathan Sonnenburg and joined Cliffe Dekker Hofmeyr in 2021.
Credentials
Credentials
Education
- B.Com Financial Management, UJ
- H.Dip Tax (Higher Diploma in Taxation Law), UJ
- Advanced course in Value-Added Tax (NQF level 8), University of South Africa
- Registered with the South African Institute of Taxation
Languages
Languages
- English
About Tersia
Tersia's career as Tax Consultant span over many years, where she worked in the VAT Team at Deloitte, PwC, Edward Nathan Sonnenburg and joined Cliffe Dekker Hofmeyr in 2021.
Credentials
Education
- B.Com Financial Management, UJ
- H.Dip Tax (Higher Diploma in Taxation Law), UJ
- Advanced course in Value-Added Tax (NQF level 8), University of South Africa
- Registered with the South African Institute of Taxation
Languages
- English
News

The impact of the VAT rate change on property and related transactions
On 1 May 2025, the value-added tax (VAT) rate will increase by a 0,5 percentage point to 15.5%, followed by an increase of another 0,5-percentage point on 1 April 2026 to bring the...

New VAT regulations published
On 14 March 2025, National Treasury published three long-awaited value-added tax (VAT) regulations in final format, which were initially released in draft format on 1 August 2024 for...

Rising rates, rising resilience: Navigating the VAT rate increase
With another value-added tax (VAT) rate increase on the horizon, businesses are once again required to navigate both the legal complexities and the operational challenges that come...

2024 Budget summary: VAT

2023 Budget summary: VAT
Specific supplies in the short-term insurance industry.